Online Service Suspension Notice:

Due to system upgrade, our online service will be suspended from 8 am to 11:59 pm on 21 July 2024 (Sunday). We are sorry for any inconvenience caused.

MPF (Mandatory Provident Fund)

Mandatory Provident Fund (MPF) is one of the foundation of your retirement protection. We have the expertise to provide you professional advice with most suitable MPF schemes to ensure you the best protection and benefits for your future.

FTLife is in partnership with two sophisticated MPF service providers in the market with extensive offerings that best match your needs and achieve what matters to you.

Business Partners

BCT Group

BCT Group, one of the leading pension service providers in Hong Kong, strives to provide best-in-class MPF/ORSO products and fund administration services. Our well-balanced capabilities have consistently scooped multiple industry awards including from Benchmark, Bloomberg Businessweek, Lipper and MPF Ratings.

With corporate governance, sustainability and sense of purpose as the foundation, BCT is committed to serving and creating value for all stakeholders.


Principal has been accumulating over 140 years’ experience in financial services and setting foot in Hong Kong since 1996. Teams of experts combine capabilities and expertise in global investment management, asset allocation and retirement planning. Applying global perspectives together with local insights, provide all-round asset management and investment planning services to employers, individual and institutional investors. Principal helps customers accomplish different financial goals and strengthen their confidence to the future.