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If the taxpayer or a specified relative# is the policy holder of qualified products under the Voluntary Health Insurance Scheme, the premium payment will be tax-deductible. The maximum deduction allowable is HK$8,000* for each insured person per tax year. The more family members you insure, the more you save on tax! #The policy holder of the qualified policy should be the taxpayer, or any of his/her specified relative including his/her spouse, child, the parent, grandparent or sibling of the taxpayer or his/her spouse. *Terms, conditions and regulations applied.
Qualifying Deferred Annuity Policies (QDAP) not only help you create a steady stream of income upon retirement, it also means paying less tax. Policy holders can claim up to HK$60,000 of tax deduction for their premiums per assessment year, or a maximum of HK$120,000 for a married couple*. *Terms, conditions and regulations applied.
Insure yourself with both VHIS and QDAP products to get the best of both worlds: be covered medically, create an income stream for your retirement, and benefit from tax deductions.
The above product summary is for reference only. For more details on the product, please refer to the policy terms and benefits.
If you are interested in this product, please contact your insurance consultant.
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