WHOLE LIFEIssue age
AGED 15 DAYS -70 YEARSYou can buy this from
YOUR FINANCIAL CONSULTANT
On top of offering a guaranteed cash value, Fortune 100 will also pay you a guaranteed cash coupon every 3 years, starting from the 3rd policy anniversary until you reach the age of 100. You may withdraw these guaranteed cash coupon any time, or keep them with us to earn interest1.
You will also earn extra guaranteed cash coupon at the end of the premium payment period if 15-year or 18-year premium payment period is chosen. This will be equal to 9% of the sum insured, and it will help you to earn extra return effortlessly.
We offer you a flexible premium payment period of 9, 15 or 18 years for Fortune 100 Insurance Protection Plan and 2, 5, 9, 15 or 18 years for Fortune 100 Insurance Premier Plan. The premium is fixed during the premium payment period which helps to plan your financial arrangements more easily. You may opt to prepay premium in advance if you choose 9-year premium payment period of Fortune 100 Insurance Protection Plan or 2-year/5-year premium payment period of Fortune 100 Insurance Premier Plan, please contact your consultant for details.
The Fortune 100 Insurance Series will pay you an annual dividend1 on every policy anniversary. You will have the flexibility to keep this dividend in your plan to accumulate interest1, withdraw it in cash, or using it for full or partial settlement2 of future premiums.
In addition, the plans offer a terminal dividend1 if your policy is surrendered, upon its maturity or in the unfortunate event of death of the insured. This will provide an additional financial return and financial protection.
You can also enjoy all-round protection cover based on your needs by selecting from a range of optional benefits, either when you make your application or any time thereafter. These include medical insurance, hospitalization insurance, critical illness insurance and accident insurance.
When you enrol in the Fortune 100 Insurance Series, you will enjoy 24-Hour Worldwide Emergency Assistance Services, no matter where you are.
- Annual dividend, terminal dividend and interest from annual dividend are not guaranteed. However, once declared, the declared amount of the annual dividend and the accumulated interest will be credited to the policy. An annual dividend may be payable at the sole discretion of the company on each policy anniversary after this policy has been in force for a minimum number of policy years (to be determined by us) and provided that all premiums due have been paid up to each relevant policy anniversary. The amount of terminal dividend in each declaration may be greater or lesser than the previous amount based on a number of factors, including but not limited to investment returns and general market volatility.
- Annual dividend may be insufficient to cover future premiums and the policyholder is required to resume payments of future premium by other payment methods accepted by us.
The above product summary is for reference only. Please refer to the policy provision for the terms and conditions.
If you are interested in this product, please contact your insurance consultant.