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| Investment Choices Code | Underlying Fund | ||||||
| Risk Level | Underlying Fund Name | Product Key Facts Statement of the Underlying Fund | Prospectus of the Underlying Fund | Interim Report of the Underlying Fund | Annual Report of the Underlying Fund | ||
| - | 888 UL Cautious Fund | ||||||
| F161 | abrdn SICAV I - All China Sustainable Equity Fund (A Acc USD) | ||||||
| F94 | abrdn SICAV I - Asia Pacific Sustainable Equity Fund (A Acc USD) | ||||||
| F93 | abrdn SICAV I - Asian Smaller Companies Fund (A Acc USD) | ||||||
| F164 | abrdn SICAV I - Global Innovation Equity Fund (A Acc USD) | ||||||
| F154 | abrdn SICAV I - Indian Equity Fund (A Acc USD) | ||||||
| F211 | abrdn SICAV I - Japanese Smaller Companies Sustainable Equity Fund (A Acc Hedged USD) | ||||||
| F200 | abrdn SICAV I - Japanese Smaller Companies Sustainable Equity Fund (A Acc JPY) | ||||||
| F219 | abrdn SICAV I - Japanese Sustainable Equity Fund (A Acc Hedged USD) | ||||||
| F155 | abrdn SICAV I - Latin American Equity Fund (A Acc USD) | ||||||
| F199 | abrdn SICAV I - North American Smaller Companies Fund (A Acc USD) | ||||||
| F162 | abrdn SICAV I - Select Emerging Markets Bond Fund (A Acc USD) | ||||||
| F234 | Allianz Global Artificial Intelligence (AT-Acc (USD)) | ||||||
| F220 | Allianz Global Investors Fund - Allianz Europe Income and Growth (AT-Acc (H2-USD)) | ||||||
| F190 | Allianz Global Investors Fund - Allianz European Equity Dividend (AT-Acc) | ||||||
| F191 | Allianz Global Investors Fund - Allianz Global Hi-Tech Growth (A-Dis) | ||||||
| F82 | Allianz Global Investors Fund - Allianz Hong Kong Equity (A-Dis) | ||||||
| F147 | Allianz Global Investors Fund - Allianz Hong Kong Equity (AT-Acc) | ||||||
| F192 | Allianz Global Investors Fund - Allianz Income and Growth (AT-Acc) | ||||||
| T001 | Allianz Global Investors Fund - Allianz Income and Growth - Class AM (USD) (Dis) | ||||||
| F81 | Allianz Global Investors Fund - Allianz Little Dragons (A-Dis) | ||||||
| F87 | Allianz Global Investors Fund - Allianz Oriental Income (A-Dis) | ||||||
| F85 | Allianz Global Investors Fund - Allianz Total Return Asian Equity (A-Dis) | ||||||
| F172 | Allianz Global Investors Fund - Allianz US High Yield (AT-Acc Shares) | ||||||
| F84 | Allianz Global Investors Fund - Allianz Asia Pacific Income (A-Dis) | ||||||
| F263 | Allianz Pet and Animal Wellbeing (AT-Acc USD) | ||||||
| F184 | Amundi Funds - Cash USD (A2 USD (C)) | ||||||
| F270 | Barings Eastern Europe Fund | ||||||
| F196 | Barings Europe Select Trust (Class A USD Acc) | ||||||
| F156 | Barings German Growth Trust (Class A GBP Acc) | ||||||
| F103 | Barings Global Bond Fund | ||||||
| F100 | Barings Hong Kong China Fund | ||||||
| F148 | Barings International Umbrella Fund - Barings ASEAN Frontiers Fund (Class A) | ||||||
| F150 | Barings International Umbrella Fund - Barings Australia Fund (Class A) | ||||||
| F272 | Barings Investment Umbrella Fund - Barings Global Agriculture Fund (Class A USD Hedged Acc) | ||||||
| F101 | Barings Korea Feeder Fund | ||||||
| F271 | Barings Umbrella Fund plc - Barings Global Senior Secured Bond Fund (Tranche G USD Acc) | ||||||
| T007 | Barings Umbrella Fund plc - Barings Global Senior Secured Bond Fund (Tranche G USD Dist Monthly) (Dis) | ||||||
| F205 | BlackRock Global Funds - Asian Growth Leaders Fund (A2 Shares) | ||||||
| F121 | BlackRock Global Funds - Asian Tiger Bond Fund (A2 Shares) | ||||||
| F129 | BlackRock Global Funds - China Fund (A2 Shares) | ||||||
| F92 | BlackRock Global Funds - Emerging Markets Local Currency Bond Fund (A2 Shares) | ||||||
| F256 | BlackRock Global Funds - Future of Transport Fund (A2 Shares) | ||||||
| F130 | BlackRock Global Funds - Global Allocation Fund (A2 Shares) | ||||||
| F166 | BlackRock Global Funds - Global Corporate Bond Fund (A2 Shares) | ||||||
| F167 | BlackRock Global Funds - Global High Yield Bond Fund (A2 Shares) | ||||||
| F131 | BlackRock Global Funds - Latin American Fund (A2 Shares) | ||||||
| F265 | BlackRock Global Funds - Next Generation Technology Fund (Class A2) | ||||||
| F132 | BlackRock Global Funds - Nutrition Fund (A2 Shares) | ||||||
| F257 | BlackRock Global Funds - Sustainable Energy Fund (A2 Shares) | ||||||
| F157 | BlackRock Global Funds - US Dollar High Yield Bond Fund - Hedged (AUD) (A2-shares) | ||||||
| F236 | BlackRock Global Funds - US Dollar Short Duration Bond Fund (A2 Shares) | ||||||
| F89 | BlackRock Global Funds - World Energy Fund (A2 Shares) | ||||||
| F221 | BlackRock Global Funds - World Financials Fund (A2 Shares) | ||||||
| F90 | BlackRock Global Funds - World Gold Fund (A2 Shares) | ||||||
| F201 | BlackRock Global Funds - World Healthscience Fund (A2 Shares) | ||||||
| F91 | BlackRock Global Funds - World Mining Fund (A2 Shares) | ||||||
| T008 | BlackRock Global Funds - Future of Transport Fund (A10 Shares) (Dis) | ||||||
| F235 | BlackRock Global Funds - Systematic China A-Shares Opportunities Fund (A2 Shares) | ||||||
| F273 | BlackRock Global Funds - Systematic Global Equity High Income Fund (A2 Shares) | ||||||
| T009 | BlackRock Global Funds - Systematic Global Equity High Income Fund (A6 Shares) (Dis) | ||||||
| F218 | BNP Paribas A Fund Dynamic Portfolio (Classic USD - Cap) | ||||||
| F137 | BNP Paribas Funds Brazil Equity (Classic Capitalisation Shares) | ||||||
| F105 | BNP Paribas Funds China Equity (Classic Capitalisation Shares) | ||||||
| F195 | BNP Paribas Funds Consumer Innovators (Classic USD Capitalisation Shares) | ||||||
| F110 | BNP Paribas Funds Emerging Bond Opportunities (Classic Capitalisation Shares) | ||||||
| T002 | BNP Paribas Funds Emerging Bond Opportunities - Classic MD (USD) (Dis) | ||||||
| F264 | BNP Paribas Funds Energy Transition - Classic (USD) (Cap) | ||||||
| F179 | BNP Paribas Funds Sustainable Asia ex-Japan Equity (Classic USD Capitalisation Shares) | ||||||
| F107 | BNP Paribas Funds Sustainable Asian Cities Bond (Classic USD Capitalisation Shares) | ||||||
| F194 | BNP Paribas Funds US Mid Cap (Classic USD - Capitalisation Shares) | ||||||
| F144 | CCB International Fund Series - CCB International - China Policy Driven Fund | ||||||
| FIAMFA | Fidelity Funds - America Fund ("A" Shares) | ||||||
| FIASEF | Fidelity Funds - ASEAN Fund ("A" Shares) | ||||||
| FIAPFA | Fidelity Funds - Asia Pacific Dividend Fund ("A" Shares) | ||||||
| F173 | Fidelity Funds - Asian High Yield Fund (A-Acc-USD) | ||||||
| FIASSF | Fidelity Funds - Asian Special Situations Fund ("A" Shares) | ||||||
| FIAUSA | Fidelity Funds - Australian Diversified Equity Fund ("A" Shares) | ||||||
| F197 | Fidelity Funds - China Consumer Fund (A-Acc-USD) | ||||||
| FICFFA | Fidelity Funds - China Focus Fund ("A" Shares) | ||||||
| F120 | Fidelity Funds - China Innovation Fund ("A-ACC-HKD" Shares) | ||||||
| F59 | Fidelity Funds - Emerging Asia Fund ("A-Acc-USD" Shares) | ||||||
| FIEEME | Fidelity Funds - Emerging Europe, Middle East and Africa Fund ("A-Acc-USD" Shares) | ||||||
| FIEMEA | Fidelity Funds - Emerging Markets Fund ("A" Shares) | ||||||
| FIEGFA | Fidelity Funds - European Growth Fund ("A" Shares) | ||||||
| F174 | Fidelity Funds - Global Dividend Fund (A-Acc-USD) | ||||||
| FIFINA | Fidelity Funds - Global Financial Services Fund ("A" Shares) | ||||||
| F222 | Fidelity Funds - Global Multi Asset Income Fund (“A-Acc-USD” Shares) | ||||||
| FITECA | Fidelity Funds - Global Technology Fund ("A" Shares) | ||||||
| FIINFA | Fidelity Funds - Global Thematic Opportunities Fund ("A" Shares) | ||||||
| FIIFFA | Fidelity Funds - India Focus Fund ("A" Shares) | ||||||
| FIJAFA | Fidelity Funds - Japan Value Fund ("A" Shares) | ||||||
| FIPACA | Fidelity Funds - Pacific Fund ("A" Shares) | ||||||
| F50 | Fidelity Funds - Sustainable Asia Equity Fund ("A" Shares) | ||||||
| FIBLUA | Fidelity Funds - Sustainable Europe Equity Fund ("A" Shares) | ||||||
| F113 | Fidelity Funds - US Dollar Cash Fund ("A-Acc-USD" Shares) | ||||||
| F223 | First Sentier Global Listed Infrastructure Fund - (Class I) | ||||||
| TEMBIO | Franklin Biotechnology Discovery Fund ("A-Acc" Shares) | ||||||
| F60 | Franklin MENA Fund ("A-Acc" Shares) | ||||||
| F224 | Franklin Technology Fund (Class A (acc)) | ||||||
| F202 | FSSA Asian Growth Fund - (Class I Acc) | ||||||
| F203 | FSSA China Focus Fund - (Class I Acc) | ||||||
| F237 | FSSA China Growth Fund - (Class I Acc) | ||||||
| F193 | Haitong Greater China Vision Fund - Class A (HKD) | ||||||
| F259 | HSBC All China Bond Fund (Class AC-USD) | ||||||
| T005 | HSBC Asian High Yield Bond (Class AM2-USD) (Dis) | ||||||
| F260 | HSBC Asian High Yield Bond Fund (Class AC-USD) | ||||||
| F261 | HSBC Evolving Asia Equity Fund (Class AC-USD) | ||||||
| F262 | HSBC Global Lower Carbon Bond (Class AC) | ||||||
| F239 | Income Partners Managed Volatility High Yield Bond Fund - Class 2G Acc (USD Hedged) | ||||||
| INVAEC | Invesco Asian Equity Fund ("A" Shares) | ||||||
| F240 | Invesco Asian Flexible Bond Fund (A-Acc Shares) | ||||||
| F241 | Invesco Belt and Road Bond Fund (A(USD)-Acc) | ||||||
| F258 | Invesco China Health Care Equity Fund (A (USD Hgd)-Acc Shares) | ||||||
| INVENE | Invesco Energy Transition Fund ("A" Shares) | ||||||
| F206 | Invesco Funds - Invesco Sustainable Pan European Structured Equity Fund (USD Hedged Acc "A" Shares) | ||||||
| F216 | Invesco Global Consumer Trends Fund (“A” Shares) | ||||||
| INVHEL | Invesco Global Health Care Innovation Fund ("A" Shares) | ||||||
| INVLAN | Invesco Global Income Real Estate Securities Fund ("A" Shares) | ||||||
| INVGCH | Invesco Greater China Equity Fund ("A" Shares) | ||||||
| F169 | Invesco PRC Equity Fund - Class A (Acc - HK$) Shares | ||||||
| F249 | Janus Henderson Global Life Sciences Fund - Class A$acc | ||||||
| F238 | Janus Henderson Horizon Asian Dividend Income Fund - A2 Acc USD | ||||||
| F119 | Janus Henderson Horizon Fund - China Opportunities Fund | ||||||
| F213 | Janus Henderson Horizon Fund - Pan European Property Equities Fund (Class A Hedged USD) | ||||||
| F250 | Janus Henderson Horizon Global Property Equities Fund - A2 Acc USD | ||||||
| F158 | JPMorgan Asian Total Return Bond Fund (Acc Shares) | ||||||
| F242 | JPMorgan China Income Fund (Acc Shares) | ||||||
| F225 | JPMorgan China Pioneer A-Share Fund | ||||||
| F214 | JPMorgan Funds - Asia Pacific Income Fund (A-Acc-USD) | ||||||
| F139 | JPMorgan Funds - Global Natural Resources Fund (A-Acc Shares) | ||||||
| F140 | JPMorgan Funds - Greater China Fund (A-Acc Shares) | ||||||
| F143 | JPMorgan Funds - Taiwan Fund(A-Acc Shares) | ||||||
| F247 | Matthews Asia Funds - Asia Dividend Fund (Class A Acc USD) | ||||||
| F246 | Matthews Asia Funds - China Small Companies Fund (Class A Acc USD) | ||||||
| F77 | Ninety One GSF Asian Equity Fund (A-Inc Shares) | ||||||
| F75 | Ninety One GSF Global Gold Fund (A-Inc Shares) | ||||||
| F78 | Ninety One GSF Global Strategic Equity Fund (A-Acc Shares) | ||||||
| F251 | Ninety One GSF Global Franchise Fund (A Acc USD Hdg (Port - AC)) | ||||||
| F80 | Ninety One GSF Global Strategic Managed Fund (A-Acc Shares) | ||||||
| F226 | PIMCO Global Bond Fund (Class E Acc) | ||||||
| F227 | PIMCO Global High Yield Bond Fund (Class E Acc) | ||||||
| F112 | PIMCO Total Return Bond Fund (Class E Accumulation) | ||||||
| F252 | PineBridge Asia ex Japan Small Cap Equity Fund - Class A USD | ||||||
| F248 | PineBridge Global Dynamic Asset Allocation Fund - Class A USD | ||||||
| T003 | PineBridge Global Funds - PineBridge Global Dynamic Asset Allocation Fund - Class ADC (USD) (Dis) | ||||||
| F228 | PineBridge Global Funds - PineBridge Global Focus Equity Fund - Class A USD | ||||||
| F229 | PineBridge Global Funds - PineBridge India Equity Fund - Class A USD | ||||||
| F215 | Principal Global Investors Funds - Preferred Securities Fund (A-Acc-USD) | ||||||
| F134 | Principal Life Style Fund - Principal China Equity Fund | ||||||
| F135 | Principal Life Style Fund - Principal Hong Kong Equity Fund | ||||||
| F230 | Schroder China Equity Alpha Fund (A-Acc Shares) | ||||||
| F68 | Schroder International Selection Fund ("ISF") - BIC (Brazil, India, China) Fund (A1-Acc Shares) | ||||||
| F69 | Schroder International Selection Fund ("ISF") - Global Climate Change Equity Fund (A1-Acc Shares) | ||||||
| F70 | Schroder International Selection Fund ("ISF") - Global Emerging Market Opportunities Fund (A1-Acc Shares) | ||||||
| F72 | Schroder International Selection Fund ("ISF") - Global Inflation Linked Bond Fund (A1-Acc Shares) | ||||||
| F67 | Schroder International Selection Fund ("ISF") - Greater China Fund (A1-Acc Shares) | ||||||
| F146 | Schroder International Selection Fund ("ISF") - Hong Kong Dollar Bond (A1-Acc Shares) | ||||||
| F66 | Schroder International Selection Fund ("ISF") - Hong Kong Equity Fund (A1-Acc Shares) | ||||||
| F126 | Schroder International Selection Fund ("ISF") - Taiwanese Equity (A1-Acc Shares) | ||||||
| F198 | Schroder International Selection Fund ("ISF") - Global Multi-Asset Income (A1-Acc Shares) | ||||||
| F71 | Schroder International Selection Fund - Asian Bond Total Return (A1-Acc Shares) | ||||||
| F253 | T. Rowe Price Diversified Income Bond Fund - Class A USD | ||||||
| F266 | T. Rowe Price Frontier Markets Equity Fund - Class A USD | ||||||
| F267 | T. Rowe Price Global High Income Bond Fund - Class A USD | ||||||
| T006 | T. Rowe Price Global High Income Bond Fund - Class Ax USD (Dis) | ||||||
| F254 | T. Rowe Price US Large Cap Growth Equity Fund - Class A USD | ||||||
| F255 | T. Rowe Price US Smaller Companies Equity Fund - Class A USD | ||||||
| TEMASG | Templeton Asian Growth Fund ("A-Acc" Shares) | ||||||
| F168 | Templeton Asian Smaller Companies Fund ("A-Acc" Shares) | ||||||
| TEMBRC | Templeton BRIC Fund ("A-Acc" Shares) | ||||||
| TEMEAE | Templeton Eastern Europe Fund ("A-Acc" Shares) | ||||||
| TEMEME | Templeton Emerging Markets Fund ("A-Acc" Shares) | ||||||
| F127 | Templeton Global Bond Fund ("A-Acc" Shares) | ||||||
| TEMINC | Templeton Global Income Fund ("A-Acc" Shares) | ||||||
| F128 | Templeton Global Total Return Fund ("A-Acc" Shares) | ||||||
| TEMLAT | Templeton Latin America Fund ("A-Dis" Shares) | ||||||
| F208 | The Jupiter Global Fund - Jupiter Dynamic Bond (Class L Acc USD) | ||||||
| F209 | The Jupiter Global Fund - Jupiter European Growth (Class L Acc USD) | ||||||
| F245 | The Jupiter Global Fund - Jupiter Financial Innovation (Class L Acc USD HSC) | ||||||
| - | US Dollar Global Balanced Fund | ||||||
| F204 | Value Partners China Greenchip Fund Limited (Class A) | ||||||
| F176 | Value Partners Classic Fund (C Units) | ||||||
| F177 | Value Partners High-Dividend Stocks Fund (Class A1) | ||||||
| F175 | Value Partners Intelligent Funds - China Convergence Fund | ||||||
| F178 | Value Partners Taiwan Fund | ||||||
| - | Wealth Builder Cash Fund | ||||||
| - | Wealth Builder Equity Fund | ||||||
| - | Wealth Builder Income Fund | ||||||
| - | Wealth Builder Mixed Asset Fund | ||||||
| F217 | ZEAL Voyage China Fund - USD Units | ||||||
Source: FTLife Insurance Company Limited (Incorporated in Bermuda with limited liability)
NOTES:
- Investment involves risks and the values of investments may go up as well as down. Investment returns are not guaranteed. Past performance is not indicative of future performance.
- The return of investment under the investment-linked insurance plan, subject to the fees and charges of the relevant plan, may be lower than the return of the underlying funds.
- You should not invest based on the information in this website only.
- You should read the offering documents (which consist of the Product Guide, Investment Guide and Product Key Facts Statement) of the relevant plans and the offering documents of the relevant underlying funds, which will be made available upon request or can be downloaded at our website: www.ftlife.com.hk, free of charge, for details including the risk factors, charges and features.
Legend 2
(such schemes are currently available for new insurance policy applications)
Cheers Plus / Oscar / Legend / Aviator Plus / 888 Universal Life, Aviator, Cheers Investment Life Insurance Plan, Columbus, Investment-Linked Accumulation Rider, SMILE Investment Life Insurance Plan, Wealth Accumulator, "Wealth Accumulator" Plus, Wealth Builder, Wealth Partner, Wealth Smart, "Wealth Smart" Plus, "Wealth Smart" Premier (such schemes are no longer available for new insurance policy applications and are not marketed to the public in Hong Kong)
Important Notes:
Please click the "ACCEPT" button below to confirm that you have read and understood the above, otherwise click the "CANCEL" button to leave the website.
(such schemes are currently available for new insurance policy applications)
Cheers Plus / Oscar / Legend / Aviator Plus / 888 Universal Life, Aviator, Cheers Investment Life Insurance Plan, Columbus, Investment-Linked Accumulation Rider, SMILE Investment Life Insurance Plan, Wealth Accumulator, "Wealth Accumulator" Plus, Wealth Builder, Wealth Partner, Wealth Smart, "Wealth Smart" Plus, "Wealth Smart" Premier (such schemes are no longer available for new insurance policy applications and are not marketed to the public in Hong Kong)
Important Notes:
- The investment-linked assurance scheme (the “Scheme”) is an insurance policy issued by FTLife Insurance Company Limited (“FTLife”) with benefits linked to the performance of investment choice(s) selected by you. Your investments are subject to the credit risk of FTLife.
- All premiums you pay towards the Scheme, and any investments made by FTLife in the underlying funds corresponding to the investment choices you selected, will become and remain part of the assets of FTLife. I.e., you are not investing in the underlying funds of the investment choices and you do not have any rights or ownership over any of those assets. Your recourse is against FTLife only. The allocations of the units of investment choice(s) to your policy are notional and are solely for the purpose of determining the account value of your policy.
- Your return on investments is calculated by FTLife with reference to the performance of the underlying funds corresponding to the investment choices selected by you. The return of investments under the Scheme shall be subject to the charges of the Scheme and may be lower than the return of the corresponding SFC-authorized fund.
- The investment choices available under the Scheme can have very different features and risk profiles. Some may be of high risk. Please read the offering documents of the underlying funds involved, which will be made available upon request or can be downloaded at our website: www.ftlife.com.hk.
- The underlying fund of certain investment choice(s) is classified as derivative fund, and its net derivative exposure may be more than 50% of the underlying fund’s net asset value. This type of investment choice is only suitable for clients who understand the complicated structure of derivative product and associated risks, and you may incur significant loss of principal if investing in this type of investment choice. Please read the offering documents of the underlying funds involved, which will be made available upon request or can be downloaded at our website: www.ftlife.com.hk. You are strongly advised to exercise caution in relation to such investment choice.
- The Scheme is designed to be held for a long term period. Early surrender or withdrawal of the policy, suspension of or reduction in premium (if applicable) may result in a significant loss of principal and / or bonuses. Poor performance of underlying funds may further magnify your investment losses, while all charges are still deductible.
- With no premium contribution during the period of contribution interruption/ premium holiday (if applicable), the value of the Scheme may be significantly reduced due to fees and charges, and additional premium for optional rider(s) (if any), which are still deductible during the period of contribution interruption/ premium holiday, and your entitlement to bonuses may also be affected.
- More importantly, investors of Legend 2 should be aware of the following regarding your death benefit and the insurance charges:
- Part of the fees and charges you pay that will be deducted from the value of your policy will be used to cover the insurance charges for the life coverage.
- The insurance charges will reduce the amount that may be applied towards investment in the underlying funds selected.
- The insurance charges may increase significantly during the term of your policy due to factors such as age and investment losses etc. This may result in significant or even total loss of your premiums paid.
- If deduction of notional units for payment of all the ongoing fees and charges, including the insurance charges, causes the value of your policy to fall to zero or below, your policy will terminate early and you could lose all your premium paid and benefits.
- You should consult your consultant for details on the insurance charges, such as how the insurance charges may increase and could impact the value of your policy.
- Investment involves risk. You should not purchase the Scheme unless you understand it and your consultant has explained to you how it is suitable for you. The final decision is yours.
- (Applicable to Legend 2 and Legend only) The investment choice ended with “(Dis)” in its name (the “Investment Choice (Cash Distribution)”) linked to the share class of the corresponding underlying fund which aims to distribute cash dividend on a regular basis. If you choose to invest in the Investment Choice(s) (Cash Distribution), you will receive cash dividend if FTLife receives such dividend from the underlying fund(s) of the Investment Choice(s) (Cash Distribution). Please note:
- There is no guarantee that the underlying fund of an Investment Choice (Cash Distribution) will distribute cash dividend, distribute fixed amount of cash dividend or distribute cash dividend at a periodic frequency. The amount of cash dividend paid is in no way an indication, a forecast or a projection of cash dividends to be paid in the future.
- Underlying fund of Investment Choice (Cash Distribution) may at its discretion, according to their dividend policy, (a) pay cash dividend out of the capital of the underlying fund; or (b) pay cash dividend out of gross investment income while paying or charging all or part of the underlying fund’s expenses and fees out of or to the capital of the underlying fund, resulting in an increase in distributable income for payment of cash dividend by the underlying fund and hence, the underlying funds may effectively pay cash dividend out of capital.
- Payment of cash dividend out of capital amounts to a return or withdrawal of part of the original investment or from any capital gains attributable to that original investment. Such payments of cash dividend will result in an immediate decrease in the net asset value per unit of the underlying funds, and may result in an immediate reduction of the unit price of the Investment Choice (Cash Distribution).
- In comparison to investment choice(s) that reinvest dividend, Investment Choice(s) (Cash Distribution) pay out cash dividend and hence, may reduce the account value of the policy. This may in turn (i) reduce the death benefit and surrender value payable, (ii) lead to the reduction of applicable bonuses, and (iii) lead to the policy termination when the account value is insufficient to cover the relevant policy charges. If the account value is reduced to zero or below, the policy will be terminated.
- You should not select the Investment Choices (Cash Distribution) unless you understand them, and your consultant has explained to you how they are suitable to you.
- You should not invest based on the information in this website only. You should read the offering documents (which consist of the Product Guide, Investment Guide and Product Key Facts Statement) of the Scheme and the offering documents of the relevant underlying funds which will be made available upon request or can be downloaded at our website: www.ftlife.com.hk, free of charge, for details.
Please click the "ACCEPT" button below to confirm that you have read and understood the above, otherwise click the "CANCEL" button to leave the website.