Life Insurance

Modern city life means we have to face health-threatening problems such as a polluted environment and contaminated food."Smiley Kid" Critical Illness Insurance Plan allows you to build up ample reserves to cover your children's medical costs by paying reasonable premiums with saving purpose which will allow your children to embark on life's journey without you or them fearing the financial consequences if they get sick.

Smiley Kid Critical Illness Health Insurance
  • Comprehensive coverage against 25 juvenile critical illnesses up to the age of 25.
  • Guaranteed Cash Value to build up your savings in addition to protection.
  • Smiley Dividend is payable when the insured child reaches the ages of 6, 12, 18, 21 and 25.
  • On reaching the age of 25 (when the Plan matures), your child can enrol in other life insurance or critical illness insurance plans without the need for further medical check-ups or evidence of insurability.
  • Flat premiums with flexible payment terms of 5, 10 or 15 years to suit your needs.

The above product summary is for reference only. Please refer to the policy provision for the terms and conditions.

If you are interested in this product, please contact your insurance consultant.

The above product information does not contain the full terms of the plan and the full terms can be found in the policy document.

This plan may be purchased as a standalone plan without bundling with other type(s) of insurance product.


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"Smiley Kid" Critical Illness Insurance Plan Brochure

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