WHOLE LIFEIssue age
AGED 15 DAYS - 70 YEARS1You can buy this from
YOUR FINANCIAL CONSULTANT
Advances in medical technology make many diseases more curable, but can add to medical costs. "MediPro" Medical Insurance Plan provides an annual limit of HKD28 million (USD3.5 million) and a lifetime limit of HKD60 million (USD7.5 million) to address the inadequacy of group insurance coverage, and ease your worry over medical expenses for a lifetime.
The plan provides comprehensive coverage including onestop medical protection, and covers all eligible expenses for confinement, surgical, pre/ post-confinement and pre/ postsurgical doctor consultation, and rehabilitation; along with special care benefits including advanced diagnostic imaging, cancer treatment2 and organ transplant3 .
- Children under 6 years old is subject to special underwriting conditions.
- You can renew your plan until the age of 100, as long as we still provide this plan for existing customers.
- Cancer treatment includes chemotherapy, hormonal therapy, radiotherapy and targeted therapy on an in-patient or out-patient basis.
- If the age of the Insured as specified in the Policy Specifications or relevant endorsement is 55 or below, annual deductible is waived if the insured is diagnosed with a critical illness and is confined as a direct result of the critical illness after age 60. For detailed definition of critical illness, please refer to the policy provisions.
- This Cashless Arrangement Service is only available 180 days after the policy effective date or the date of reinstatement, whichever the later and only applicable to network hospitals. Insured has to arrange with our Medical Concierge Hotline and obtain our prior approval by completing the prescribed pre-approval form to enjoy this service. We will pay the deposit but subject to the deduction of the annual deductible of your plan. And after discharge, we reserve the right to recoup any ineligible expenses. This service is provided by Actuarial Insourcing Services Limited.
- This service is provided by Actuarial Insourcing Services Limited.
The above product summary is for reference only. Please refer to the policy provision for the terms and conditions.
If you are interested in this product, please contact your insurance consultant.