WHOLE LIFEIssue age
AGED 15 DAYS - 70 YEARS1You can buy this from
YOUR FINANCIAL CONSULTANT
- Children under 6 years old is subject to special underwriting conditions.
- Cancer treatment includes chemotherapy, hormonal therapy, radiotherapy and targeted therapy on an in-patient or out-patient basis.
- Organ transplant benefit is only payable after the policy has been effective for 1 uninterrupted policy year. If the donation is made by a living donor who belongs to the insured's immediate family, we will pay you an amount which is equal to the actual charges incurred by the living donor up to and not exceeding the reasonable and customary charges for the living donor's confinement and organ transplant operation in a hospital. The cost of acquisition of any organs otherwise than in accordance with the laws of the place of organ transplant operation and the cost for transportation of the organ is not covered.
- Pregnancy complications benefit is only payable when the date of diagnosis must be after 12 policy months after the policy date or the date of reinstatement, whichever is later.
- The cashless arrangement service is only available 180 days after the policy effective date or the date of reinstatement, whichever the later; and only applicable to network hospitals. Insured has to seek our prior approval by completing the prescribed pre-approval form to enjoy this service. After discharge, we reserve the right to recoup any ineligible expenses. This service is provided by Actuarial Insourcing Services Limited and is subject to approval on a case-by-case basis. We reserve the right to terminate or vary this service in our sole discretion without further notice.
- The Preferred Plan's Medical Concierge Hotline operating hours is 8am to 10pm Hong Kong time.
- This service is provided by EMA Global Hong Kong Limited.
- This service is provided by Actuarial Insourcing Services Limited.
- Accompanying service is only applicable to network hospitals in China, and for Supreme and Premier Plans.
- You can renew your plan until the age of 100, as long as we still provide this plan for existing customers.
The above product summary is for reference only. Please refer to the policy provision for the terms and conditions.
If you are interested in this product, please contact your insurance consultant.