“RewardPro” Insurance Plan

FTLife has been striving to keep our customers front-of-mind in every possible aspects. We are proud to launch the “RewardPro” Insurance Plan, one of the best customer-led innovations to safeguard their wealth throughout. The plan is designed for “Rewarding” you while you can pass on the fruits of an industrious life to the next generations infinitely. Our new product benefits help to safeguard your wealth further.

Learn More 6 Months First-Year Premium Refund Reward

FTLife activates“Apply-From-Home” service enabling you to get covered while staying indoors

From now until 31 March 2020, you can obtain professional insurance advice and application service without leaving home for any face-to-face meeting.

#Applicable to Deferred Annuity and Voluntary Health Insurance Scheme. Premium payment and issuance of the relevant policy must be completed on or before 31 March 2020.

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Premium Refund Offer

You may now enjoy series of superior protection with Special Premium Refund privileges.  Don’t miss this limited-time offer!

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Additional Protection Against “Novel Coronavirus”
Up to Additional Benefits HK$52,000

If the Insured Customer is diagnosed to be infected by “Novel Coronavirus” within the Protection Period, we will provide a One-Off Diagnosis Benefit of HKD$20,000* and Additional Hospital Cash Benefit of HK$4,000 per week*.

*Terms & Conditions apply

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Tax Deduction Duet
Tax Deductible Amount Up to HK$68,000*

Apply VHIS + Deferred Annuity together to enjoy upgraded premium discount

*Terms and conditions applied

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FTLife x K11 Limited Time Offers

During the Promotion Period, upon successful application(s) of any life insurance plans (except investment-linked life insurance products) with the accumulated Annualised First Year Premium (AFYP) stated below, you will be eligible to a K Dollar Pass valued up to $1,000 and a HK$100 MoMA Design Store Gift Card, allowing you to enjoy dining, shopping and having fun at K11, a high-end lifestyle brand to pioneer the blend of three essential elements of Art, People and Nature.

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Moody’s Investors Service
upgrades IFSR to A3 with a stable outlook

FTLife’s insurance financial strength rating (IFSR) has been upgraded to A3 with a stable outlook by Moody’s. The top rating agency affirmed the solid capital position of FTLife with improving distribution strength and profitability. It expects the company to benefit from strong support from its new shareholder NWS Holdings Limited on access to capital, brand recognition and customer reach.

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In response to the Voluntary Health Insurance Scheme (“VHIS”) launched by the Government, FTLife has become the first batch of Registered VHIS Provider (Company Registration Number: 00028). We are proud to launch “TopCare” Medical Insurance Plan (Flexi Plan), “BetterCare” Medical Insurance Plan (Flexi Plan) and “WiseCare” Medical Insurance Plan (Standard Plan) to safeguard you and your family's health.

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Deferred Annuity Plan

It takes good care of your retirement needs which provides Monthly Annuity Payment and life insurance, giving you an extra peace of mind. You can also enjoy tax deduction for the premium paid. The plan gives you options for Premium Payment, Accumulation and Annuity Periods with comprehensive protection, so that you can live your life to the fullest after retirement!

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Insurance Series
 “HealthCare 168”
Critical Illness Protector 2
MediGold Plus
Insurance Plan
"Fortune Saver"
Insurance Plan
Health Manager Fights The Epidemic With You


FTLife – Fight the Epidemic Together Investment Opportunities in the Midst of Epidemic (1)
FTLife has obtained affirmation of Insurer Financial Strength (IFS) rating of ‘A-’ with stable rating outlook from Fitch Ratings. The top ratings highlight FTLife’s robust capital base and solvency position that stood at 544% by end October 2019, exceeding the local regulatory requirement (150%).
FTLife was bestowed with seven awards in recognition of its outstanding achievement across product propositions, good governance, brand strength and client journey and experience.
Stay tuned for the new features and customer privileges coming soon! Download “Reach FTLife” App Now.
1st Quarter 2020 iFocus
You can enjoy 6 months first-year premium refund upon successful application(s) of “RewardPro” Insurance Plan during the promotion period. Don’t miss this limited time offer!
You can enjoy Free personal accident insurance up to one year upon successful application of "Explorer" Free Personal Accident Plan and after FTLife’s approval!
You will be eligible to a K Dollar Pass valued up to $1,000 and a HK$100 MoMA Design Store Gift Card by reaching the accumulated AFYP during the promotion period.
Upon successful application(s) of VHIS during the promotion period, you will enjoy a first-year premium refund up to 3 months. Don’t miss this opportunity!
You can enjoy up to 9% of first-year premium refund reward upon successful application(s) of Prosperous Deferred Annuity Plan during the promotion period. Don’t miss this opportunity!
You can enjoy Large Size Discount offer upon successful application(s) of Fortune Saver Insurance Plan during the promotion period.
You can enjoy up to 10.5% of first-year premium refund reward upon successful application(s) of Regent Insurance Plan 2 (Prestige Version) / (Global Prestige Version) during the promotion period.
You can enjoy up to 11% of first-year premium refund reward upon successful application(s) of Regent Insurance Plan 2 (Premier Version) / (Global Premier Version) during the promotion period.
You can enjoy up to 11% of first-year premium refund reward upon successful application(s) of “Regent Prime” or “Regent Elite” during the promotion period.
You can enjoy premium refund upon successful application(s) of “HealthCare 168” 2 during the promotion period.
You can enjoy 1st year premium refund up to 1.5 month upon successful application of MediGold Plus. Don’t miss this opportunity!
You may enjoy the welcome bonus promotion after successful approval and policy issue if you apply Oscar policy during the promotion period.
Enrolls “VHIS Plan” / “MediCare” alongside “TargetCare” within the promotion period can enjoy premium discount for whole Premium Payment Period to let you and your family get extra health protection with ease.
You will be eligible for a Free Professional Trust Advisory Service and a Free Professional Legal Consultation Service upon successful application(s) of any insurance plans (except investment linked assurance products) and inclusion of at least 1 designated Savings/Universal Life Insurance Plan within the promotion period.
We are grateful to be fully supported by New World Development and NWS Holdings, in regarding the donation of Epidemic-prevention equipment to “Principal Chan Free Tutorial World”. Leaded by volunteers from FTLife and NWS Holdings, the protective equipment was handed to Principal Chan then distributed to a thousand grass-root families. Over 10,000 masks, hand sanitizers and disinfectant wipes were sent out.
FTLife fully supports “Sustainability Forum 2020”
True to its charitable corporate culture and its dedication to “protection and succession”, FTLife has established the 3-year FTLife Scholarships for students from “Principal Chan Free Tutorial World”. The 8th Recognition Ceremony held by Principal Chan Free Tutorial World was completed on 4 Jan 2020. It aims to recognize students’ great improvement in academic performance and encourage them to change their fate with knowledge and lead a fulfilled life.
FTLife “Soar and Beyond” Celebration Event was held on 10 December 2019 at the Hong Kong Convention and Exhibition Centre to celebrate the Company joining NWS Holdings Limited ("NWS") and becoming a member of New World Group. More than 3,000 guests, executives, strategic partners, agents and staff attended the ceremony to share this commemorative moment of marking a new milestone for FTLife.
FTLife, now a member of the NWS family, has proudly inherited NWS’s vision of sustainable development and actively participated in a wide range of charitable programs. Recently we launched a charitable program titled “Used Clothes for New Books”, which aimed at protecting the environment, helping disadvantaged groups in Hong Kong as well as providing books for children in the Mainland. We hope that the books will facilitate children to learn so that they can pass on knowledge and love.

Brand Story