FTLife gets you well-covered against the “Novel Coronavirus”

In response to the coronavirus outbreak, FTLife has put in place a series of emergency support to protect our customers. And, in the unfortunate event of confirmed diagnosis with the disease, customers can have additional benefits and get through the claim application swiftly. Besides, we now offer an extension of premium payment grace period* to 90 days.

*For all inforce policies with premium due in the period of 1 Jan 2020 to 31 Mar 2020

Learn More

Tax Reduction Duet
Tax Deductible Amount Up to HK$68,000*

Apply VHIS + Deferred Annuity together to enjoy upgraded premium discount

*Terms and conditions applied

Learn More

FTLife x K11 Limited Time Offers

During the Promotion Period, upon successful application(s) of any life insurance plans (except investment-linked life insurance products) with the accumulated Annualised First Year Premium (AFYP) stated below, you will be eligible to a K Dollar Pass valued up to $1,000 and a HK$100 MoMA Design Store Gift Card, allowing you to enjoy dining, shopping and having fun at K11, a high-end lifestyle brand to pioneer the blend of three essential elements of Art, People and Nature.

Learn More

Moody’s Investors Service
upgrades IFSR to A3 with a stable outlook

FTLife’s insurance financial strength rating (IFSR) has been upgraded to A3 with a stable outlook by Moody’s. The top rating agency affirmed the solid capital position of FTLife with improving distribution strength and profitability. It expects the company to benefit from strong support from its new shareholder NWS Holdings Limited on access to capital, brand recognition and customer reach.

Learn More

FTLife won 7 awards at the 10th Annual BENCHMARK Wealth Management Awards

FTLife was bestowed with seven awards in recognition of its outstanding achievement across product propositions, good governance, brand strength and client journey and experience.

Learn More


In response to the Voluntary Health Insurance Scheme (“VHIS”) launched by the Government, FTLife has become the first batch of Registered VHIS Provider (Company Registration Number: 00028). We are proud to launch “TopCare” Medical Insurance Plan (Flexi Plan), “BetterCare” Medical Insurance Plan (Flexi Plan) and “WiseCare” Medical Insurance Plan (Standard Plan) to safeguard you and your family's health.

Learn More

Deferred Annuity Plan

It takes good care of your retirement needs which provides Monthly Annuity Payment and life insurance, giving you an extra peace of mind. You can also enjoy tax deduction for the premium paid. The plan gives you options for Premium Payment, Accumulation and Annuity Periods with comprehensive protection, so that you can live your life to the fullest after retirement!

Learn More

Fortune Saver Insurance Plan

Fortune Saver Insurance Plan is a single premium savings insurance plan specially designed for those who seek for wealth benefits. The plan provides a Prudent-Progressive solution which helps you to plan your future finance wisely.

Learn More

“HealthCare 168” Critical Illness Protector 2

It offers full coverage against 168 illnesses, various innovative product advantages and additional benefits, including additional benefit on benign tumour. People with benign conditions can be insured.Multiple claims for Cancer/Stroke/Severe Heart Attack, Protection Reset Benefit and more, which is your preferred critical illness protection.

View video Learn More

Regent Insurance Plan 2

Designed for you who have vision and want to have a financial plan for future in which you can pass on the fruits of an industrious life to the next generations infinitely.

Learn More View Video

MediGold Plus Insurance Plan

Protection afforded by a superior lifetime medical insurance plan grants peace of mind while you concentrate on developing a successful career and raising a family.

New Product Features*
  • Convert to mass medical plan without further evidence of insurability required
  • Upgrade area of coverage without further evidence of insurability required
  • *For details, please refer to the product brochure

    Learn More View Video
    Insurance Series
     “HealthCare 168”
    Critical Illness Protector 2
    "MediCare" Medical
    Insurance Plan
    Deferred Annuity Plan
    Health Manager Brings a Healthier Future

    FTLife Health Manager helps you to understand yourself more and achieve a healthier life.

    FTLife has obtained affirmation of Insurer Financial Strength (IFS) rating of ‘A-’ with stable rating outlook from Fitch Ratings. The top ratings highlight FTLife’s robust capital base and solvency position that stood at 544% by end October 2019, exceeding the local regulatory requirement (150%).
    Stay tuned for the new features and customer privileges coming soon! Download “Reach FTLife” App Now.
    iFocus Fourth Quarter 2019
    You will be eligible to a K Dollar Pass valued up to $1,000 and a HK$100 MoMA Design Store Gift Card by reaching the accumulated AFYP during the promotion period.
    Upon successful application(s) of VHIS during the promotion period, you will enjoy a first-year premium refund up to 3 months. Don’t miss this opportunity!
    You can enjoy up to 9% of first-year premium refund reward upon successful application(s) of Prosperous Deferred Annuity Plan during the promotion period. Don’t miss this opportunity!
    You can enjoy Large Size Discount offer upon successful application(s) of Fortune Saver Insurance Plan during the promotion period.
    You can enjoy up to 7% of first-year premium refund reward upon successful application(s) of Regent Insurance Plan 2 (Prestige Version) / (Global Prestige Version) during the promotion period.
    You can enjoy up to 7% of first-year premium refund reward upon successful application(s) of Regent Insurance Plan 2 (Premier Version) / (Global Premier Version) during the promotion period.
    You can enjoy up to 6% of first-year premium refund reward upon successful application(s) of “Regent Prime” or “Regent Elite” during the promotion period.
    You can enjoy premium refund upon successful application(s) of “HealthCare 168” 2 during the promotion period.
    You can enjoy 1st year premium refund up to 1 month upon successful application of MediGold Plus. Don’t miss this opportunity!
    You may enjoy the welcome bonus promotion after successful approval and policy issue if you apply Oscar policy during the promotion period.
    Enrolls “VHIS Plan” / “MediCare” alongside “TargetCare” within the promotion period can enjoy premium discount for whole Premium Payment Period to let you and your family get extra health protection with ease.
    You will be eligible for a Free Professional Trust Advisory Service and a Free Professional Legal Consultation Service upon successful application(s) of any insurance plans (except investment linked assurance products) and inclusion of at least 1 designated Savings/Universal Life Insurance Plan within the promotion period.
    FTLife fully supports “Sustainability Forum 2020”
    True to its charitable corporate culture and its dedication to “protection and succession”, FTLife has established the 3-year FTLife Scholarships for students from “Principal Chan Free Tutorial World”. The 8th Recognition Ceremony held by Principal Chan Free Tutorial World was completed on 4 Jan 2020. It aims to recognize students’ great improvement in academic performance and encourage them to change their fate with knowledge and lead a fulfilled life.
    FTLife “Soar and Beyond” Celebration Event was held on 10 December 2019 at the Hong Kong Convention and Exhibition Centre to celebrate the Company joining NWS Holdings Limited ("NWS") and becoming a member of New World Group. More than 3,000 guests, executives, strategic partners, agents and staff attended the ceremony to share this commemorative moment of marking a new milestone for FTLife.
    FTLife, now a member of the NWS family, has proudly inherited NWS’s vision of sustainable development and actively participated in a wide range of charitable programs. Recently we launched a charitable program titled “Used Clothes for New Books”, which aimed at protecting the environment, helping disadvantaged groups in Hong Kong as well as providing books for children in the Mainland. We hope that the books will facilitate children to learn so that they can pass on knowledge and love.

    Brand Story