News Centre

28 July 2016

FTLife “Wealth Achiever” Universal Life Plan
Brings you a secure yield at 4.8% p.a.1 – an extra high return rate in town when the zero interest rates stay on

FTLife proudly presents the newly launched "Wealth Achiever" Universal Life Plan. While the zero interest rates stay on, it provides you with a reliable wealth management solution to earn a stable return at 4.8% p.a.1 – an extra high return rate in town.

We understand that your financial comfort comes from many years of hard work, so a reliable solution to build up your wealth is indeed essential. The "Wealth Achiever" Universal Life Plan offers a steady and considerable annual return on your saving, and allows you to withdraw cash for greater financial flexibility. Whether you are planning for your kids’ future, preparing for the life after retirement, diversifying your investment, or building up wealth for the next generations, the "Wealth Achiever" Universal Life Plan is the best possible wealth management solution.

Upon successful enrolment of the "Wealth Achiever" Universal Life Plan during the promotion period, you will be entitled to the privileged "Lock-in Interest" and "Minimum Guaranteed Crediting Interest" offers:

  • "Lock-in Interest" offer – enjoy an extra high interest rate of 4.8% p.a.1 for the first two policy years within the lock-in interest period
  • "Minimum Guaranteed Crediting Interest" offer – enjoy a minimum guaranteed crediting interest of 2%2 for the first 10 policy years that builds a safety net for your saving

The application process is simple and no medical examination is required. Promotion is limited and on a first-come-first-served basis. Act now and enjoy the special privileges!

This promotion is subject to the relevant terms and conditions. Please contact your Consultant or call our Customer Service Hotline on 2866 8898 for enquiries.

The 4 advantages of "Wealth Achiever" Universal Life Plan:

  • Substantial return: Receive a steady annual return with the compound calculation of the crediting interest, and enjoy the extra high guaranteed crediting interest rate at 4.8% p.a.1 for the first 2 policy years.
  • Flexible financial arrangements: Enjoy greater financial flexibility with cash withdrawals that are free from any fee.
  • Additional protection including death benefit, advanced death benefit, and free worldwide emergency assistance services.
  • Simple application process with no medical examination required.

Remarks:

  1. Upon successful enrolment during the promotion period, you will be entitled to a guaranteed interest rate of 4.8% p.a. for the first 2 policy years.
  2. At the end of the 10th policy year, the minimum guaranteed crediting interest rate of 2% will be used for the compound calculation of the guaranteed interest. If the total crediting interest credited is lower than the guaranteed interest, the shortfall will be credited to your account at the end of the 10th policy year.

Important Note:

  • The information contained in this document is intended as a general summary of information for reference only. For details, please refer to the relevant product brochure and client incentive leaflet. Please refer to the policy provision of the “Wealth Achiever” Universal Life Plan for details of full terms and conditions.
  • For enquiries, please call FTLife Customer Service Hotline at 2866 8898.