News Centre

24 October 2016

FTLife's new "Wealth Achiever" Universal Life Protection Plan
Brings you flexible protection and may enjoy a crediting rate at 4.5% p.a.

Your financial comfort comes from many years of hard work, so a reliable solution to build up your wealth is essential. FTLife thus proudly presents the newly launched “Wealth Achiever” Universal Life Protection Plan which offers comprehensive life protection along with a stable crediting rate at 4.5% p.a.

Flexible life protection and optional top-up premiums

“Wealth Achiever” Universal Life Protection Plan gives all flexibility that you need. After the second policy year, you can adjust the sum insured according to your needs, subject to terms and conditions in the policy provisions. Also, an advanced death benefit will be paid if the insured has been diagnosed and certified as having no more than twelve months to live from the date of such diagnosis and certification, subject to a benefit limit of USD2 million for the same insured. These create a safety net and peace of mind for you and your family.

Besides the initial lump-sum premium, additional lump-sum top-up premiums can be paid to enjoy the annual interest return. You may also withdraw cash from the policy account to meet your personal financial needs.

Stable annual returns

“Wealth Achiever” Universal Life Protection Plan helps you capture the growth potential of your fortune by offering an annual interest return. Whether you are planning for your kids’ future, preparing for the life after retirement, diversifying your investment, or building up wealth for the next generations, the “Wealth Achiever” Universal Life Protection Plan is the best possible wealth management solution.

You can enjoy 2% p.a. - the minimum guaranteed crediting interest rate – for the first basic account layers. Moreover, the account layers that become effective during the promotion period will be entitled to our privileged “lock-in interest” offers:

  • Basic account layers – enjoy 4.5% p.a. for the first two layer effective years within the lock-in interest period
  • Top-up account layers – enjoy 4.0% p.a. for the first two layer effective years within the lock-in interest period

Promotion is limited and on a first-come-first-served basis. Act now and enjoy the special privileges!

This promotion is subject to the relevant terms and conditions. Please contact your Consultant or call our Customer Service Hotline on 2866 8898 for inquiries.

Key Features of “Wealth Achiever” Universal Life Protection Plan:

  • Flexible life protection: Comprehensive life protection with adjustable sum insured and advanced death benefit
  • Annual interest returns to capture the growth potential of your fortune
  • Flexible cash withdrawal
  • Options to pay top-up premiums

Important Note:

  • The information contained in this document is intended as a general summary of information for reference only. For details, please refer to the product brochure and client incentive leaflet. Please also refer to the policy provision for details of the full terms and conditions.
  • For further details, please contact FTLife Customer Service Hotline on 2866 8898.